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Loan Amount Property Value Loan Type All fixed adjustable interest only State County Purpose Purchase Refinance cash out Refinance no cash out Home equity Residence Type Primary Residence Vacation Home Investment Property Units Single Family Condo/Townhouse 2 Unit 3 Unit 4 Unit Documentation Full Documentation Stated Income Lock Period 15 30 45 60 Credit 740 - 850 720 - 739 700 - 719 680 - 699 660 - 679 640 - 659 620 - 639 0 - 619